A savings account is the cornerstone of your financial package.  Most experts recommend that you have six months living expenses put away. At FirstDay Federal Credit Union, our members receive a high interest rate  and dividends that are paid monthly.

All funds are insured up to $250,000 by NCUA - an agency of the Federal Government. 

Money Market

FirstDay's Money Market Account allows members flexibility in saving their money.  This account pays the highest dividend of all of our savings accounts.

  • Competitive daily return
  • Interest paid monthly
  • Easy access to funds via checks
  • Can write up to 3 checks per month

Current Money Market Interest Rate.

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Share Certificates

Our members earn higher dividends with Share Certificates. We offer a variety of options to choose from.

  • Terms beginning at 6 months to 5 years
  • Minimum deposit of $500
  • Golden Apple Members with checking accounts receive higher rates

Stop by any branch location to open your account!

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Holiday Savings

For many of us, saving for the holidays can be difficult.  At FirstDay we have made saving easy with a Holiday Club Account that is easy for everyone.

  •  No minimum balance required
  •  No monthly service fee
  •  Interest paid monthy

To open your Holiday Club Account stop by your nearest branch office.

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IRAs

Individual Retirement Accounts are a great way to save for your future or your family's educational needs.  FirstDay offers both Traditional and Roth IRA accounts.

  • Easy way to save for the future
  • May reduce your tax liability
  • Insured separately up to $250,000 by NCUA
  • Other investment options available 

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Summer Pay

Our Summer Pay Account was designed for the educator that wishes to spread their salary over 12 months instead of the traditional 9 months.  If you fit this category and would like additional information, please call us at (937) 222-4546 or stop by any of our convenient service centers.

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FirstDay Federal Credit Union, Dayton, Ohio.

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